Supplemental Insurance for Businesses
Supplemental Insurance for Businesses: Group Health & Benefits Solutions in Texas
In today’s competitive job market, offering robust employee benefits is no longer optional—it’s essential for success. At Insurance Brokerage of Texas, we go beyond the basics to provide smart, strategic solutions in supplemental insurance for businesses across the state. From small family-owned shops in Houston to expanding tech startups in Austin, we help Texas employers of all sizes offer plans that truly make a difference. Our comprehensive offerings include group health insurance, dental and vision coverage, life insurance, disability benefits, and voluntary supplemental plans like accident, critical illness, and hospital indemnity insurance. These options not only attract and retain top talent—they also help reduce turnover, increase satisfaction, and support long-term growth. Every business is different, which is why our licensed agents take the time to customize solutions that are both cost-effective and aligned with your team’s specific needs. We believe your workforce deserves more than minimum coverage—they deserve peace of mind.
Benefits of Group Health Coverage:
Attract and retain skilled employees
A strong health benefits package increases job satisfaction and employee loyalty.Tax advantages for your business
Contributions may be tax-deductible, helping you lower your operating costs.Customizable options for different budgets
We help you compare multiple carriers and select plans that strike the right balance between affordability and coverage.
We work with a network of trusted insurance providers across Texas to ensure every group plan we offer is not only affordable, but also strategically designed to support your business goals. Our relationships with leading carriers allow us to negotiate better coverage options, streamline the enrollment process, and deliver flexible plans that evolve with your workforce. Whether you’re offering employee benefits for the first time or upgrading an existing package, we make sure your plan is competitive in the market, compliant with Texas insurance laws, and fully customized to reflect the needs of your team—whether you’re in retail, construction, healthcare, or tech. From health and dental to voluntary supplemental options, we ensure your business stays protected while helping your employees feel secure and valued.
Comprehensive Employee Benefits Packages
Beyond health insurance, a complete employee benefits package enhances your company culture and shows your commitment to your team’s overall well-being.
Our Benefit Package Options Include:
-
Dental and Vision Insurance
Help employees maintain their overall health with preventative and corrective care. -
Life Insurance Coverage
Offer peace of mind with customizable group life insurance plans, including term and whole life options. -
Disability Insurance
Short-term and long-term coverage to protect employees’ income in the event of illness or injury.
Each benefit package we design complies with Texas labor laws and can be scaled to suit companies from five to five hundred employees.
Voluntary and Supplemental Insurance Plans
If you’re seeking ways to expand your benefits offering without increasing employer costs, voluntary and supplemental plans are the ideal solution. These employee-paid options allow staff to personalize their coverage based on individual needs.
Popular Voluntary Coverage Options:
-
Accident Insurance
Helps employees manage unexpected out-of-pocket costs from injuries or emergencies. -
Critical Illness Insurance
Provides a lump-sum payout for diagnoses such as cancer, stroke, or heart disease. -
Hospital Indemnity Coverage
Offers financial support during hospital stays or outpatient procedures.
These plans are designed to complement your core health coverage, giving employees additional protection while keeping your expenses low.
We’re not tied to a single carrier. As an independent broker, our job is to represent your best interests. Here’s what sets us apart when it comes to supplemental insurance for businesses:
-
Custom consultations for Texas-based businesses
-
Access to top-rated insurance carriers
-
Compliance guidance with local and federal regulations
-
Transparent pricing and plan comparison tools
Whether you’re a new business building your first benefits package or an established company looking to enhance existing offerings, we’ll help you build a solution that makes sense.
Get Started with a Free Benefits Review
Investing in the right insurance plan can strengthen your business from the inside out. Let’s explore your options and find the best combination of group health insurance and voluntary employee benefits for your team.
📞 Call us today or 📨 fill out our quick form for a no-obligation consultation with a licensed Texas insurance broker. No pushy sales—just honest, helpful advice.