Home Insurance
Protect Your Home with Trusted Home Insurance in Texas
Your home is more than just four walls—it’s where memories are made, families grow, and milestones happen. At Insurance Brokerage of Texas, we provide tailored home insurance solutions designed to protect what matters most to you. Whether you own a house in Houston, Dallas, Austin, San Antonio, or any other Texas city, we help you find the right coverage at the right price.
🛡 Why You Need Home Insurance in Texas
From unpredictable storms to everyday mishaps, life in Texas comes with its share of risks. Home insurance in Texas gives you peace of mind knowing you’re protected against:
Natural disasters like windstorms, hail, and wildfires
Theft or vandalism
Water damage (depending on the policy)
Liability protection if someone is injured on your property
Temporary living expenses if your home becomes uninhabitable
With rising weather-related claims across the state, having a comprehensive home insurance policy isn’t just smart—it’s essential.
Texas Department of Insurance – Homeowner’s Guide
Learn how to protect your home with this helpful guide from the Texas Department of Insurance
💡 What Does a Texas Home Insurance Policy Typically Cover?
Each home insurance policy can be customized, but standard coverage generally includes:
Dwelling coverage – Protects the structure of your home
Personal property – Covers furniture, electronics, clothing, and valuables
Liability protection – Covers legal costs if you’re sued
Loss of use – Pays for temporary housing during repairs
Medical payments – Covers minor injuries to guests on your property
Need extra protection? We offer add-on coverage for floods, earthquakes, and high-value items.
Disaster Preparedness in Texas
Review this disaster preparedness resource for Texas to keep your family safe.
📍 Local Expertise for Homeowners Across Texas
We understand Texas homes because we live and work here too. Whether you’re a homeowner in:
Houston
Dallas
Austin
San Antonio
Fort Worth
El Paso
Plano
Corpus Christi
—we’ll connect you with carriers who specialize in home insurance in Texas.
💬 Get a Free Home Insurance Quote – No Obligation
Finding the best home insurance quote doesn’t have to be stressful. We work with top-rated insurance providers to bring you competitive rates and comprehensive coverage.
When you request a quote from us, you’ll receive:
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Personalized coverage options
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Transparent pricing—no hidden fees
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Fast, no-obligation service
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Expert advice from licensed Texas agents
Request Your Free Home Insurance Quote Now
💼 Why Choose Insurance Brokerage of Texas?
We’re not just any agency—we’re your neighbors. Our mission is to provide Texans with insurance solutions that are simple, affordable, and personalized.
✅ Licensed, local agents
✅ Access to multiple A-rated insurance companies
✅ Fast claim support
✅ Competitive rates
✅ No-pressure consultations
🔁 Bundle and Save on Home and Auto Insurance
Want to save even more? Ask us about bundling your home insurance with your auto insurance policy. Many of our clients save hundreds each year with this option—without compromising coverage.
🔎 Frequently Asked Questions
How much is home insurance in Texas?
The average cost varies depending on location, home value, and coverage limits. On average, Texans pay between $1,500 and $2,500 annually.
Does home insurance cover flood damage?
No, standard home insurance doesn’t include flood coverage. You can add a separate flood insurance policy for full protection.
Can I switch home insurance providers mid-policy?
Yes! We can help you compare rates and switch to a better policy without penalties.
What’s the best home insurance company in Texas?
It depends on your location, budget, and coverage needs. We partner with multiple top-rated providers to find the best fit for you.
National Flood Insurance Program (NFIP)
Explore your flood coverage options through the National Flood Insurance Program and stay protected.
🚀 Ready to Get Started?
Don’t wait for an emergency to find out you’re not covered. Let our Texas-based experts help you secure the best home insurance policy for your needs.
Ready to talk with a licensed broker? Contact us today for a no-pressure consultation. We respond fast—often within the hour.