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Homeowners insurance is a form of property insurance that covers losses and damages to an individual’s residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against home accidents or property accidents.

Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. In exchange for your paying a premium, the insurance company agrees to pay your losses as outlined in your policy.

Commercial insurance, also known as business insurance, financially protects your business from common risks such as client lawsuits, customer or employee injuries, property theft, and damage, as well as other unexpected events.

Boat insurance works the same way as car insurance does. If you damage your boat or cause injuries or damages to someone else, you file a claim with your insurer asking them to pay for the damages. If the incident is covered, your insurer pays for the losses or injuries up to your coverage limits.

Medicare is a broad program of health insurance designed to assist the nation’s elderly to meet hospital, medical, and other health costs. Medicare is available to most individuals 65 years of age and older.

A cancer insurance policy is an insurance policy that pays a lump sum if the policyholder is diagnosed with cancer. These plans have payouts that typically range from $5,000 to $200,000 (plans with higher payouts have higher premiums).

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